Are you planning a trip overseas or want to make purchases from a foreign store but are wondering how you would carry easy transaction in a foreign country? In that case, a great resort is to enable international transaction on an SBI debit card if you have an account in the State bank of India.
SBI customers are liable to derive immense benefits from this service, enabling them to efficiently use their everyday debit card to make purchases on international soil. Mainly there are four ways you can enable international transaction on SBI debit card, including the SBI Yono App, Online banking, SMS, and SBI quick banking.
How to Enable International Usage of SBI Debit Card through SBI YONO App
It is essential to know the SBI international transaction service is not possible for SBI classic Debit card holders. Since traditional card are solely for Indian transaction services, you can always update your classic card to a global version to enable international transactions on an SBI debit card.
Now, customers need to follow the steps mentioned below to enable international transaction on SBI debit card using the SBI Yono app.
- Those who don’t have the SBI app installed on their phone can go to the Google play store and download the SBI Yono app.
- Then, enter their user ID and password to log in to the App.
- In the App, you need to select “Service Request” from the menu.
- Then, under the service request section, find and select the ATM/Debit Card option. You will have to enter your net banking password here.
- Next, tap on the manage card option.
- On clicking the manage card button, a screen displaying select account and debit card will appear; tap on them to fill in the data.
- Under there will be a manage usage section; open that and turn on the International Usage button from there.
Your SBI debit card will get enabled through the SBI Yono App for international transactional uses.
How to Enable International Transaction On SBI Using Internet Banking
- Start by going to the onlinesbi.com site to continue net banking.
- Log in with your user ID and password for internet banking.
- Next, on the menu tab, you will find an option for e-services; select that and click on ATM card services.
- Then, select the ATM card limit/channel/usage change button.
- Your account number will display on the screen; you have to do is click continue.
- Next, there will be a list of all the debit or credit card linked to your account; choose the debit one for transactions and enter the selected card number.
- Here under the select service section, choose “Change Usage Type” and submit.
- Then select International Usage in usage type, and click submit.
- Enter the OTP sent on your registered mobile no. And finally, click Submit again.
You will successfully enable international transaction on an SBI debit card only by internet banking.
How to Enable International Transaction On SBI Debit Card through SBI Quick Banking
SBI quick banking is a lesser-used but valuable service for State Bank of India customers who don’t have an internet banking facility in their account. Using this, one can also enable international transaction on SBI debit card only by following the given steps carefully.
- Log in to your SBI anywhere by entering the correct credentials.
- Once you’re in, click on the SBI quick option at the bottom.
- Next, select the ATM cum debit card option under the SBI quick section.
- Then, tap on the ATM card switch on/off the tab.
- You will be required to enter the last four digits of the debit card you wish to activate for international transactions.
- You can also choose all the necessary options here and click on submit.
International services will get activated on your SBI debit card.
How to Send an SMS to Enable International Transaction On SBI
This may be the simplest and easiest way to enable international transaction on an SBI debit card since it only requires you to send the SMS with a unique code to a certain number.
For this, SBI customers need to send three messages to this number, 9223966666, from their registered mobile number. Each SMS should be in the following format.
- SWON INTL (last 4 digits of your debit card).
- SWON ECOM (last 4 digits of your debit card)
- SWON POS (last 4 digits of your debit card)
The first message is to enable international transactions, the second to allow eCommerce purchases, and the third SMS will enable POS transactions using your SBI debit card. After sending the SMS, you will receive an acknowledgement SMS from your bank stating the required transactions are activated on your card.
Important Details to Know
- Users who don’t have any of the facilities mentioned above associated with their account are free to visit their nearest SBI branch to enable international transaction on their SBI debit card conveniently.
- Any charges related to this procedure will mainly be limited to regular SMS charges if you activate your debit card via SMS.
- If you’re concerned about whether or not you will be able to use your debit card locally after activating its international usage, then worry not since SBI allows both domestic and international usage for debit card.
- While making a foreign transaction using your activated debit card, you will only get charged the foreign currency conversion and a few other fundamental changes you can discuss directly with the bank.
- The transaction limit on your SBI debit card will depend on which country you’re travelling to. And, the ATMs abroad will allow a maximum of 40,000 Rs withdrawal in foreign currency.
- Also, it is not absolute that your debit card will work everywhere after you enable international transactions since it mainly depends on the country you’re travelling to. Thus, we suggest you connect with your SBI branch to go through all the essential details about foreign transactions before you board the flight.
Whereas if you carry a foreign ATM to complete a transaction abroad, that will cost additional fees that can be unnecessarily hefty on your pocket. Therefore, the service of an easy international transaction to SBI customers is of great value and thus use it accordingly. We hope this post gave you some interesting information about how to enable international transaction on an SBI debit card; if you have any questions, leave them below.